Loan programs
Loan programs
FHA loans are insured by the Federal Housing Administration, which lets lenders offer more flexible guidelines. They're a common path for first-time buyers and anyone rebuilding credit.
Who it's for
What to know
FHA guidelines can make room for credit histories that might not fit a conventional loan.
FHA is built to keep the cash needed at closing manageable, and it can pair with down payment assistance.
FHA loans include mortgage insurance. I'll show you exactly what it costs and how it compares with other options.
Not all borrowers will qualify. Programs subject to credit approval, eligibility and underwriting guidelines.
FAQ
No. Repeat buyers can use FHA too, as long as the home will be their primary residence.
Often, yes. Many California assistance programs are designed to work alongside FHA financing.
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