What can I qualify for
What can you qualify for?
Enter your income, your monthly debts and your down payment. We'll estimate the highest price that fits typical debt-to-income limits for the loan type you choose.
Estimated maximum price
$484,000
Estimated payment $3,895/mo · Down payment $14,520
Debt-to-income at this price
- House payment
- 43.28%no separate limit
- All debts
- 49.95%max 49.99%
The Conventional total-debt limit sets this price.
This calculator is for informational purposes only. Maximum debt-to-income ratios can change based on credit, residual income, reserves and other factors. The only way to know for sure is to get pre-approved.
Estimates for illustration only, not a loan offer or commitment to lend.
- Principal & interest
- $2,967
- Property taxProperty taxes shown here are estimated. Actual taxes vary based on where you purchase the property, including local rates and any special assessments.
- $504
- Home insuranceHome insurance shown here is estimated. Actual costs vary based on the size, age and location of the home. You're free to shop for your own homeowners insurance and choose the company and coverage that work best for you.
- $150
- HOA dues
- $0
- Mortgage insuranceMortgage insurance protects the lender if a loan isn't repaid, and it's usually added to your monthly payment. To avoid paying it on a conventional loan, you would need to put 20% or more down. FHA loans include mortgage insurance no matter how much you put down, and VA loans have none.
- $274
- Loan amount
- $469,480
Want to know for sure?
A pre-approval looks at your full picture and tells you exactly what you can buy.
Get pre-approved