0 Down with GRANT Money

• 0 Down Conventional Financing
• Up to $10,000 in grant funds to help pay closing costs (these funds do not need to be repaid)
• No monthly or up-front mortgage insurance required.
• Do not need to be a first time homebuyer
• Income limits and other restrictions apply, call for details.
• California Only
• Must intend to occupy as your primary residence

CalHFA First-Time Homebuyer Programs.

• 0 Down Programs
• Additional financing to help pay for the closing costs
• FHA, VA and Conventional Financing
• Minimum 640 credit score for FHA and VA
• Minimum 680 credit score for conventional program
• Income limits apply
• Must be considered a first-time homebuyer - defined as not owning a primary residence for the last three years.
• California Only
• Must intend to occupy as your primary residence

Down Payment Assistance for Essential Employees.

• Up to 5.5% in financial assistance, based on the first mortgage loan amount.
• Do NOT need to be a first-time homebuyer
• Can own other property
• Minimum 640 credit score required
• Income limits may apply
• California Only
• Must intend to occupy as your primary residence
• up to 1.5% of the finanical assitance can be in the form of a gift for borrowers employed in the following fields:
• Medical and Healthcare
• Law Enforcement
• Fire Fighters
• Paramedics
• Emergency Medical Technicians
• Teachers
• School administration and staff

Coming Soon.

Coming soon.