We specialize in ZERO Down

We offer programs designed to help both first-time and repeat homebuyers purchase a home with little to no money out-of-pocket. Call for details (909) 481-7233 Ext 1.

Learn about 0 Down Programs

Take a look at some of our programs listed below:

CalHFA Loans for First Time Homebuyers

0 Down programs
Additional financing options to help finance closing costs
FHA, VA, and conventional financing
Minimum 640 credit score required for FHA & VA
Minimum 680 credit score requrired for conventional
California Only
Income limits apply
Must be considered a first-time homebuyer - defined as not owning a primary residence for the last three years.

Apply Now

GRANT Program

0 Down conventional financing
Up to $10,000 in grant funds to help with closing costs (these funds to not need to be repaid)
No monthly or up-front mortgage insurance premium
Do not need to be a first time homebuyer
Income limits and other qualifications apply, call for details.
California only

Down payment assistance - with an extra benefit for some occupations

Up to 5.5% in finanancial assistance, based on the first mortgage loan amount.
Up to 1.5% of the financial assistance can be in the form of a gift for borrowers employed in the following fields:

Medical and Healthcare
Law Enforcement
Fire Fighters
Paramedics
Emergency Medical Technicians
Fire support staff
Teachers
School administration and staff

Do NOT need to be a first time homebuyer
Can own other property
Minimum 640 credit score required
California only
Income limits may apply

Apply Now

The Right Tools to Help you Every Step of the Way

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Have Questions? We're here to help

Contact Us (800) 992-1900 Email Us

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Saturday - 9 a.m. - 5 p.m.