Privacy Policy Finance up to $35,000 in repairs. You can finance up to $35,000 in repairs/renovations (See eligible improvements)  Property doesn’t qualify for FHA financing?  NO PROBLEM If the current state of the property you are purchasing does  not meet FHA guidelines the FHA 203k (renovation loan) is a perfect fit.  This loan will allow you to purchase and close your loan without the required repairs being done.  You are then alloted the time to make the repairs and the cost of these repairs are financed. Minimal Down Payment The down payment required is just 3.5%.   This gives you the opportunity to compete with the cash paying investors that purchase homes in need of repair for pennies on the dollar.   Are you Eligible? Call us at 800.992.1900 and we can review your qualification over the phone.  You can also complete our on-line application or our simple pre-qualification form.   Apply Now --> Haven West Mortgage is a division of Golden Empire Mortgage and is licensed by the Department of Corporations under the California Residential Mortgage Lending Act, license number DOC-153697.  Haven West Mortgage is an ‘Equal Opportunity Lender’.  NMLS #153697.  Call us toll free: (800) 992-1900 ©Copyright Haven West Mortgage 2011.  All rights reserved.