Purchase with Minimal Down 
Our 1st time home buyer programs allow you to finance or even provide a grant towards your down payment allowing you to purchase a home with minimal out of pocket costs.
Lower Monthly Payments
Our 1st time home buyer programs offer low rates helping you to keep your monthly mortgage payment as low as possible. 
Qualifying is Easier
Relaxed credit guidelines help to make our 1st time home buyer programs easier to qualify for and making it easier to obtain your dream.
Are you eligible? Call us at 800.992.1900 and we can review your qualification over the phone.  You can also complete our on-line application or our simple pre-qualification form.   Apply Now -->

1st Time Home Buyers

We have several programs available for the first time home buyer.  These programs allow you to purchase with a minimal down payment and offer relaxed guidelines with the first time home buyer in mind.  Call us and we can review your qualification.  If you’re not quite ready we can provide a path for you to qualify down the road.
 (800) 992-1900
©Copyright Haven West Mortgage 2011.  All rights reserved.
Haven West Mortgage
A division of Golden Empire Mortgage, Inc.
Haven West Mortgage is a division of Golden Empire Mortgage and is Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act.   Haven West Mortgage is an ‘Equal Opportunity Lender’.  NMLS #153697. 
©Copyright Haven West Mortgage 2011.  All rights reserved.
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